The year begins with a steady flow of income, but the real story is about how you manage your long-term assets and shared resources. In late April, the planet of innovation, Uranus, moves into your sector of investments, debts, and other people's money for the first time in over eighty years. This signals the start of a seven-year cycle where your financial portfolio might go through wild, exciting changes. You might suddenly become interested in cryptocurrency, tech stocks, or unconventional ways of building wealth. While this energy can bring sudden windfalls, it also demands that you stay flexible; the old, traditional ways of saving might feel too slow for you now.

As you head into the summer, your earning power is directly tied to your professional reputation. In late June, the lucky planet Jupiter reaches the very top of your chart. This is the CEO transit-when your status rises, your bank account usually follows. This is the best time of the decade to negotiate a salary that matches your expertise. You aren't just getting paid for the hours you work; you are getting paid for who you are. A major eclipse in August highlights this same area, suggesting a significant bonus, a high-paying job offer, or a public award that comes with a cash prize.

Towards the end of the year, the universe asks you to do a deep internal review of your self-worth. In October, the planet of money goes backward in your own sign. This is a very personal transit. You might look at your bank account and realize that you have been undercharging for your services or settling for less than you deserve because of imposter syndrome. This period is a cosmic timeout to fix your relationship with money from the inside out. By the time the planet moves forward in November, you will have a renewed sense of value and the confidence to demand the price you are truly worth.

Deep Dive

Here is a closer look at the key phases for your money in 2026, highlighting the most important dates for windfalls, investments, and salary negotiations.

Phase 1: The Investment Shake-Up (April Onwards)

The headline event for your net worth is Uranus moving into Gemini, your 8th House of Shared Resources and Debt.

April 25 (Uranus enters Gemini): The Wild Card enters your investment zone.

The Shift: For the next 7 years, your passive income will be unpredictable but potentially lucrative.

The Opportunity: You might make money in surprising ways-through an inheritance, a sudden tax return, or a partner's income spiking unexpectedly.

The Warning: Do not gamble with money you can't afford to lose. Uranus is volatile. Avoid impulsive risks with joint bank accounts.

Phase 2: The Salary Peak (June - August)

Your income is linked to your career success during this phase.

June 30 (Jupiter enters Leo): Jupiter enters your 10th House of Career.

The Vibe: Success pays. This is the best transit for receiving a significant pay raise due to a promotion. If you run a business, you can charge premium prices because your reputation is elite.

August 12 (Total Solar Eclipse in Leo): A career jackpot.

The Event: A sudden elevation in status that brings money with it. This could be a signing bonus or a golden parachute from a previous job.

Phase 3: The Daily Hustle (February - May)

February 13 (Saturn enters Aries): Saturn enters your 6th House of Work.

The Reality: Money won't come from luck in your daily life; it comes from efficiency. You might need to work harder for your hourly wage, or you might find that budgeting requires military precision.

The Payoff: If you are disciplined with your daily spending in the spring, you set the foundation for the wealth that comes in the summer.

Phase 4: The Value Audit (October - November)

October 3 - November 13 (Venus Retrograde in Scorpio): Venus goes backward in your sign (1st House).

The Challenge: You might feel financially insecure. You might question if you can afford your lifestyle. It is a time when you might hesitate to ask for money.

The Strategy: Do not launch a product or ask for a raise during these weeks-you likely won't get the yes you want. Instead, work on your pitch. Why are you worth it?

November 13 (Venus Direct): The fog lifts. You emerge with a stronger sense of self-worth, ready to close the year with high confidence and a secure wallet.

Summary of Power Dates for Money

Best dates for a raise: June 30 - August 12.

Best dates for unexpected windfalls: April 25 onwards (Uranus factor).

Best dates for disciplined saving: February 13 - April 9.

Dates to handle with care: October 3 - November 13 (Personal value crisis).